best personal loans rates

can I get a personal loan with a libor rate?

I've read a little bit on here about what the LIBOR rate is, but nobody has specified why you would prefer a LIBOR rate, and whether or not I have a choice. Do student loans come with a libor rate? Basically, what started this whole search was how do I find the best personal loan rate for myself? I can't use Federal, etc, because I've already been down that road, so I am purely looking for personal loan rates, please. I somehow believe LIBOR is tied into this somehow, and am wondering if I should be looking for personal student loan with a low LIBOR spread.

Well, the LIBOR is the rate at which banks lend to each other, so looking for this rate specifically when you're trying to find a personal loan won't be very helpful.

In your situation, the best thing to do is work out how much you'll need, and what you want the repayment terms to be. Once you know this, you can start doing research of various lenders to determine which one offers the best rates on the loan you want. When you've found the one with the lowest rate, you can go about applying for it.

Personal Loans : What Bank Has the Best Interest Rate for Personal Loans?

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